With this unpredictable and slightly strange year coming to an end, you are likely to be thinking about your plans for 2021 as a homeowner. If applying for a mortgage is part of your plan, there are a few things to check that will support your eligibility and help you prepare for the new year.
This time of the year can bring some money struggles, however if you are financially ready to make an appointment with us, you can ensure that we will work hard to find you the best mortgage deal that suits your budget. As part of our service as a mortgage broker, we will look at multiple lenders during your application process and compare their criteria against your current circumstances.
Before they will lend you money, lenders will want to know you are trustworthy and able to make your mortgage repayments. Being rejected by a lender can show up on your credit report, so it’s important to know the criteria and your likelihood of being accepted first which is part of our job.
Most lenders will look at…
Staying in contact with your lender is key to a quicker, easier mortgage application, especially during times when they are overwhelmed with applications. We take care of the necessary communications and are able to promptly provide documentation when requested so that your application keeps moving along.
If you need help with your home and mortgage plans for 2021 get in touch and we can get your new year off to the smoothest start possible.