Whether you live in Nottingham or are looking at properties in the area and want to become more familiar, Key Mortgages can provide you with the latest information and tailored mortgage advice that can help you feel more confident about your move.
Firstly, we can help you look at a range of deals specific to the Nottingham area along with different lenders and their criteria. After going over your circumstances we will know whether you are likely to be accepted by each lender, and which of these will be able to offer you the most competitive rates.
We can look at your current savings and discuss if you want to continue building your deposit or if you are financially ready to take the next step and start your mortgage application. We can also issue a Decision in Principle certificate which gives an indication of the amount you can borrow if all is in order and then you are ready to go.
With the latest knowledge of the Nottingham area, we can explain what is available to you from the products on the market and organise the paperwork involved when you are ready to move forward. There is likely to be a lot of communication and some chasing between the lender and yourself and we can essentially be the middleman here and make the process a lot less stressful. Your dedicated client manager will then help with any queries and can also liaise with lenders, estate agents and solicitors on your behalf to take some of the stress away for you.
Moving into a new area can bring a lot of excitement but also anxiety. As well as research, you will need time to plan your finances, including all the possible expenses that you may have each month and unforeseen situations when you might need to access your savings.
At Key Mortgages we take a modern approach to being a mortgage broker and will be on hand through the entire process, removing the unnecessary stress involved when moving either within your local area or to somewhere completely new.
We can discuss all of the above during your appointments with us and cover everything to research before moving to a new area, giving you the reassurance needed to start mapping out your future in Nottingham.
If you live in the Nottingham area or are considering moving here, contact us and we can arrange an appointment to discuss your options.