Mortgages
We offer a wide range mortgage products tailored for every homebuyer!

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First Time Buyers
Get ready for an exciting adventure as you turn your dreams of owning a home into reality! -
Self Employed
Getting a self employed mortgage doesn't always have to be difficult. We can help you plan and prepare so your application goes smoothly. -
Remortgage
If the value of your property has increased significantly you could consider remortgaging to lower interest rates and open up other mortgage options -
Moving Home
We can help you get organised and avoid uneccessary stress when moving home by finding the right mortgage for your new property. -
Capital Raising
Capital raising allows you to release funds from your home to pay for things such as home improvements or investments. -
Debt Consolidation
Debt consolidation can shorten the time taken to pay off debts by combining everything outstanding into one payment. We can help you gain control and find a suitable loan for your situation. -
Shared Ownership
Shared ownership can help get you on the property ladder quickly by allowing you to purchase a share of a property while paying rent on the remaining share. -
Right To Buy
A right to buy mortgage can make the possibility of buying a property reachable when saving for a deposit is difficult. You will be able to purchase a council home at a significant discount -
Offset
Savings accounts come in useful with an offset mortgage, allowing you to pay off your balance and lower payments in the long term. -
Buy To Let
Buy-to-let mortgages are a great way to start investing in property, with interest only monthly payments at a fixed or variable rate. -
Let To Buy
A let to buy mortgage involves having two mortgages at the same time, allowing you to let out your current home and move to another -
Second Charges
A second charge or second mortgage is an alternative to remortgaging that is secured by equity in your property and can be used to raise funds. -
Specialist Mortgage
Getting a mortgage when your circumstances are complicated can be challenging. We can take you through the different types of specialist mortgages and find one tailored to your needs. -
5% Deposit Mortgages
5% deposit mortgages are part of the recently announced government-backed scheme, aimed at first time buyers, homeowners and movers.
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Best Mortgage & Protection Advisory Firm East Midlands Winners
SME news UK Finance Awards 2022
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Mortgage & Protection Experts of the year Winners
Wealth & Finance Global Insurance and Risk Management Awards 2021
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Most trusted Mortgage & Protection Experts East Midlands Winners
Wealth & Finance Global Insurance and Risk Management Awards 2022
Key Mortgages Connect
Key Mortgages Connect is the ultimate app designed to streamline your mortgage journey. This innovative tool is crafted by mortgage brokers to keep you connected and in control every step of the way. With Key Mortgages Connect you can:
- Track Mortgage Information: Easily monitor your mortgage status.
- Receive Real-Time Updates: Get push notifications for critical milestones like appraisals and loan commitments.
- Submit Documents: Directly upload and submit documents from your sofa.
This app is designed to simplify the mortgage process, reducing paperwork and increasing efficiency. Download Key Mortgages Connect now and experience a hassle-free mortgage management solution. Avalibale on both the Apple App Store and Google Play

Testimonials
What our customers say
Fantastic Experience from Start to Finish! I recently completed my mortgage journey and I couldn’t be happier with the service I received. My advisor Joel who was incredibly knowledgeable, helpful, and proactive throughout the entire process. But I have to give a massive shout out to Chloe on the admin team — she was an absolute star. Chloe was there every step of the way, always ready to answer questions and provide reassurance when things got a bit stressful. Her calm, friendly, and efficient support made all the difference and truly put my mind at ease. Thank you both for making what could have been a daunting process feel smooth and stress-free. Highly recommend this team!
Daniel Stacey has helped us with our remortgage recently. He was knowledgeable and answered all our questions promptly, keeping us up to date with each step. Would highly recommend him to anyone.
Lucy was incredible from start to finish, offering expert advice and breaking everything down so it was easy to understand. She communicated amazingly throughout the process ensuring we always knew what was going on. Also thanks to Chloe! Her quick communication, supportive attitude, and steady approach made the whole experience stress-free. Couldn’t have hoped for better service. Highly recommended!
Fantastic friendly service, they found the best deal for us and were great communicators throughout the process.
⭐️⭐️⭐️⭐️⭐️ Amazing Service from Start to Finish Huge thanks to Joel for his expert advice and guidance throughout the mortgage process — he made everything clear and straightforward. And a massive shout out to Chloe on admin! Her reassurance, quick responses, and calm approach really helped keep me at ease the whole way through. Couldn’t have asked for a better team. Highly recommend!
Ryan and team have been fantastic from the start. The whole team has been knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. They explained everything clearly and found the best deal tailored to me, and have helped with guidance and resources at every stage. A big thanks to Chloe and Cathy for always keeping me updated and being on hand to any of my queries! Highly recommend to anyone looking for expert mortgage advice!
Super efficient friendly on the ball service, highly recommend
Lucy, Cathy and Ellie have been super helpful and really friendly throughout the process. They've made the steps clear and kept me in the loop. Would definitely recommended Key Mortgages!
Joel, Chloe and the whole team were extremely professional and knowledgeable throughout the whole process. Made getting our first home smooth sailing and will be using them in the future for anything else home related!
I could not be more appreciative of Joel and the team at Key Mortgages for their help and guidance during quite a stressful and difficult process of trying to buy my first home. I really do not know what I would have done without their fantastic weekly communication and guidance the whole way through the process. Despite the almost 7 month process, the team constantly checked in, kept me updated and chased my solicitors, the estate agents, and the seller’s solicitors throughout. I cannot fault their service and know I would not have been able to do it on my own, whilst working full time. They took so much of the pressure from me and I cannot recommend them enough. A special thank you to Chloe and Ellie for being as invested in this sale as myself. Thank you.
We are proud to support PASIC

We are in partnership with PASIC, a local charity supporting families across the East Midlands living with cancer. You can find out more about their work at pasic.org.uk
To show our support we will be donating each month for every mortgage application that we do along with fundraisers in the near future. T&C's Apply.