What should you ask when you are viewing properties?

Prior to viewing the property there are some questions you may be able to ask the estate agent to try to find out a little more about the property and how long it has been on the market. Ask how many viewings and/or offers it has had? And ask whether the price has gone down (or up) in that time. Why are the vendors moving and how big is the chain?

When you go to view a property, it may be the vendor who shows you around or it may be a representative from the estate agents. Depending on who this is you may be able to ask more detailed questions while you are there but otherwise ask the estate agent to check with the vendor when they follow up after the viewing.

Look to see if neighbouring properties are clean and well maintained. In particular if you are a single homebuyer have a look round the neighbourhood and make sure you feel comfortable.

If you like the property and are thinking about putting in an offer, try to make sure you have spoken to your mortgage broker first and obtained a Mortgage in Principle. Your broker can work through your circumstances and affordability before you look at properties to advise on your budget.

Lastly make sure you view the property at different times of the day. View the place at least three times at different times of the day to get an idea of what the flat/house and neighbourhood are like. Check out any nearby parks and pubs at different times to make sure there isn’t a lot of noise or parking issues. A property which is quiet during the day may be extremely noisy in the evening!

Still love it? Make your offer and, if you have not already done so, book an appointment with your mortgage broker to take the next steps. A Mortgage in Principle certificate if you don’t already have it and then a mortgage application appointment to get that ball rolling!

Happy house hunting!