Mortgages
We offer a wide range mortgage products tailored for every homebuyer!

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First Time Buyers
Get ready for an exciting adventure as you turn your dreams of owning a home into reality! -
Self Employed
Getting a self employed mortgage doesn't always have to be difficult. We can help you plan and prepare so your application goes smoothly. -
Remortgage
If the value of your property has increased significantly you could consider remortgaging to lower interest rates and open up other mortgage options -
Moving Home
We can help you get organised and avoid uneccessary stress when moving home by finding the right mortgage for your new property. -
Capital Raising
Capital raising allows you to release funds from your home to pay for things such as home improvements or investments. -
Debt Consolidation
Debt consolidation can shorten the time taken to pay off debts by combining everything outstanding into one payment. We can help you gain control and find a suitable loan for your situation. -
Shared Ownership
Shared ownership can help get you on the property ladder quickly by allowing you to purchase a share of a property while paying rent on the remaining share. -
Right To Buy
A right to buy mortgage can make the possibility of buying a property reachable when saving for a deposit is difficult. You will be able to purchase a council home at a significant discount -
Offset
Savings accounts come in useful with an offset mortgage, allowing you to pay off your balance and lower payments in the long term. -
Buy To Let
Buy-to-let mortgages are a great way to start investing in property, with interest only monthly payments at a fixed or variable rate. -
Let To Buy
A let to buy mortgage involves having two mortgages at the same time, allowing you to let out your current home and move to another -
Second Charges
A second charge or second mortgage is an alternative to remortgaging that is secured by equity in your property and can be used to raise funds. -
Specialist Mortgage
Getting a mortgage when your circumstances are complicated can be challenging. We can take you through the different types of specialist mortgages and find one tailored to your needs. -
5% Deposit Mortgages
5% deposit mortgages are part of the recently announced government-backed scheme, aimed at first time buyers, homeowners and movers.
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Best Mortgage & Protection Advisory Firm East Midlands Winners
SME news UK Finance Awards 2022
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Mortgage & Protection Experts of the year Winners
Wealth & Finance Global Insurance and Risk Management Awards 2021
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Most trusted Mortgage & Protection Experts East Midlands Winners
Wealth & Finance Global Insurance and Risk Management Awards 2022
Key Mortgages Connect
Key Mortgages Connect is the ultimate app designed to streamline your mortgage journey. This innovative tool is crafted by mortgage brokers to keep you connected and in control every step of the way. With Key Mortgages Connect you can:
- Track Mortgage Information: Easily monitor your mortgage status.
- Receive Real-Time Updates: Get push notifications for critical milestones like appraisals and loan commitments.
- Submit Documents: Directly upload and submit documents from your sofa.
This app is designed to simplify the mortgage process, reducing paperwork and increasing efficiency. Download Key Mortgages Connect now and experience a hassle-free mortgage management solution. Avalibale on both the Apple App Store and Google Play

Testimonials
What our customers say
I could not be more appreciative of Joel and the team at Key Mortgages for their help and guidance during quite a stressful and difficult process of trying to buy my first home. I really do not know what I would have done without their fantastic weekly communication and guidance the whole way through the process. Despite the almost 7 month process, the team constantly checked in, kept me updated and chased my solicitors, the estate agents, and the seller’s solicitors throughout. I cannot fault their service and know I would not have been able to do it on my own, whilst working full time. They took so much of the pressure from me and I cannot recommend them enough. A special thank you to Chloe and Ellie for being as invested in this sale as myself. Thank you.

It’s my first time dealing with Mortgages and I was glad I was passed Key Mortgages details. Lucy, has been really helpful, every step of the way. Having the app is great to, to quickly ask a question on the chat, Ellie and the customer support team are always there to help. Definitely recommend.

This experience can be overwhelming especially being a first time buyer but Key Mortgages have been with me every step of the way, keeping me updated which gave me peace of mind. I didn't feel alone at all and the good thing is that they work as a team so there's always someone available to look after you and answer your questions pretty quickly and in a very polite manner. The other thing I'm grateful for is that they kept chasing up the lawyers and the seller on my behalf and that's something that I wouldn't have been confident to do by myself. I'm super happy.

Absolutely amazing would highly recommend Lucy was an absolute superstar

Couldn't be happier with the service, right from the very start. Every person at key Mortgages is so helpful, kind and supportive. It was our first time buying and no question was too daft, and the response to my queries were very quick. Nothing was too much.

What can I say about Key Mortgages! Other than they took the stress out of the whole process. My adviser Daniel was beyond amazing and was so great during the initial stages. After my application was submitted, the admin team at Key mortgages were always there for my questions, updates and gave me constant peace of mind. If I ever had a query outside of their updates, they were so responsive! Had such a fab call today with Cathy who gave me the great news about my application. Will be using Key mortgages for my remortgage or any future purchases! Thank you!

Great experience from start to finish. They were really receptive and answered all queries with care and attention - couldn’t recommend enough.

Very helpful team, providing updates every step of the way making the process of a house purchase easier than expected. Thank you.

Key Mortgages were extremely helpful and made us feel supported throughout the entire process. We were nervous being first time buyers but they ensured all our questions and worries were answered and alleviated. Thanks so much especially to Joel - wouldn’t have been possible without you!

Key Mortgages sorted out my re mortgage again for a second time running and would highly recommend this company to anyone Great advice and support from start to finish with no problems whatsoever with great staff Keep up the great work and thanks again for helping out with my mortgage

We are proud to support PASIC

We are in partnership with PASIC, a local charity supporting families across the East Midlands living with cancer. You can find out more about their work at pasic.org.uk
To show our support we will be donating each month for every mortgage application that we do along with fundraisers in the near future. T&C's Apply.